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Why Pre-Paid Funeral Plans Offer Better Value Than Insurance in the Long Run
Make Sure Your Final Wishes Are Met with a Pre-Paid Funeral Plan
Answer the Courageous Questions
5 Reasons Why Pre-Paid Funeral Plans Are Better Than Insurance
Pre-paid Funeral Plan
Lower costs: Pre-paying a funeral director allows you to lock in the cost of the funeral at today’s prices. This means you will pay less than if you waited to purchase funeral insurance, as the cost of insurance premiums typically increases over time.
No ongoing premiums: With funeral insurance, you’ll typically need to pay premiums on an ongoing basis, which can add up over time. Pre-paying a funeral director allows you to make a one-time payment and avoid the ongoing costs associated with insurance.
Guaranteed services: When you pre-pay for funeral services, you can be assured that the services you want will be provided exactly as you requested. Funeral insurance, on the other hand, may only cover a portion of the total cost of the funeral, leaving your loved ones to make up the difference.
No medical exams: Funeral insurance typically requires you to undergo a medical exam, which can be time-consuming and stressful. When you pre-pay for funeral services, there are no medical exams required, making the process simpler and less stressful.
Peace of mind: By pre-paying for funeral services, you can enjoy peace of mind knowing that your final arrangements have been taken care of. This can help relieve stress and anxiety for both you and your loved ones, as they will not have to worry about the financial burden of arranging a funeral.
Funeral Insurance
High premiums: Funeral insurance policies typically come with high premiums. Over time, the cumulative cost of these premiums may exceed the actual cost of a funeral, leaving you with a net loss.
Limited coverage: Funeral insurance policies often have limited coverage amounts, which may not be enough to cover the full cost of a funeral. This means that you or your loved ones may still have to pay out-of-pocket for some expenses.
Fine print: Some funeral insurance policies may have hidden clauses, exclusions, or limitations that may limit your benefits. Before signing up for a policy, make sure you read and understand the fine print.
Alternatives available: There may be other options available to cover funeral costs, such as life insurance, savings, or government assistance. These options may provide more comprehensive coverage or better value for your money.
Inflexibility: Funeral insurance policies are usually inflexible, meaning that you may not be able to change or cancel the policy once you’ve signed up. This can be a problem if your financial situation changes, or if you find a better option later on.
This is why we do what we do
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This is a great service to have, I have been thinking about doing this for a long time and I didn’t realise I could plan my funeral right down the eulogy.ㅤㅤㅤㅤㅤㅤ
John – Oldcastle, Co. Meath
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My brother died suddenly and I saw the mess and the stress that was left behind for his family when making decisions about his funeral – I don’t want to leave this for mine,
Julie – Mallow, Co. Cork
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It was great to take control of the cost of my funeral – This burden is now taken away from my family.ㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤ
Mary – Templeogue, Dublin
Here’s how we can help you
Arrange a meeting
You can arrange a meeting with your local Partner Funeral Director to discuss your wishes.ㅤㅤㅤㅤㅤㅤ
Register your wishes online
If you would prefer to register your wishes online, you can do this with our easy-to-use Online Planner.
Request an information pack
You can also learn more about My Farewell Wishes from the comfort of your own home.ㅤㅤㅤㅤㅤㅤㅤㅤㅤ
Why choose My Farewell Wishes?
Your wishes are safe in the hands of your trusted funeral director.
WHAT WE DO
My Farewell Wishes lets you register as much
detail as you want about your funeral with our
Record of Wishes
The Record of Wishes has been designed to bring you through your choices for all aspects of your funeral to make it easier to plan your funeral and share your wishes. When you have filled in your Record of Wishes, it is ready to share with your funeral director and your loved ones. You will also find explanations and suggestions for all your funeral options.
You can also register wishes on behalf of someone else.
My Farewell Wishes’ funeral plan can help make things easier for everyone – so that when the time comes, just one phone call to your funeral director is all that’s needed to activate your plan.
Everything will then be taken care of, and carried out according to your wishes, helping to relieve your family of the stress and worry they may otherwise have to face.
With a funeral plan in place you can help save your family from money worries or stressful decisions about funeral arrangements in the future. That could mean a lot to them – and be a real comfort to you now too.
With My Farewell Wishes, you have the option to contribute towards the cost of your funeral. There are payment options – choose the one that’s right for you.
Get started on your My Farewell Wishes
journey today
Our Partners
Frequently Asked Questions
My Farewell Wishes will provide you with a Certificate of Wishes along with a unique registration number. We will issue a copy of your Certificate of Wishes to your representative and selected funeral director. Your wishes will be independently stored on a secure and private National Register of Wishes which can still be retrieved even in the event of your funeral director closing their business.
Get in touch with us, our team is
always here to help.
If you’d like to know more about My Farewell Wishes or our funeral plans,
you can find answers to our Frequently Asked Questions above or in our
Learning Centre tab.